This subscription site is a collection of the consumer articles nominated for the Magnificent 7 2007 award plus some of my favorite posts. I mix a little humor and sarcasm with these great real estate articles. This does not mean I have a chip on my shoulder as the bubble bloggers accuse, nor does it mean I am a comedian even though my wife is always saying, "funny Larry". The subscription price is value priced at $49.00 per year. The wisdom and writings of these great real estate bloggers is the best education course in real estate I have seen in my over 30 years in the real estate and mortgage business.......Larry Cragun

Index Of Chapters & Articles- The Best of The Web, The Magnificent

January 1st, 2008
Posted by Larry Cragun Click Here To Comment »

1- Appraisals

The Appraisal Game

Everyone Feeling The Pain In An Industry Gone Wacko!

When an appraisal comes in low.
2- Home Buying Tips

Sellers Can We Talk?

Why isnt my home selling?

Earnest Money: Are You a SERIOUS’ Real Estate Buyer?

I’ve Got Mail

Do I Need A Deposit With 100% Financing Offers?

Is A Home Warranty Warrented?

Don’t Get Sidetracked By The Green-Eyed Monster

You can’t stop me from bringing my home inspector

Don’t remove the loan contingency until the loan has funded

Tell Your Buyer To Cancel His PMI

Sometimes Your First Offer Is The Best Offer

Don’t Let The Real Estate Market Dictate How You Live Your Life

Confused Buyer

Don’t Depend On The MLS Comments

With Tougher Mortgage Requirements First Time Home Buyers Can Use IRA For Down Payment

3- Home Buying Musts

Having An Inspection Is For Your Own Good

Always Attend A Home Inspection

17 Reasons To Have New Construction Homes Inspected

4 – Home Buying Problems

Ah… the joys of a shared driveway

Foreclosure Rates Don’t Tell True Story

How Home Buyers Can Stop Real Estate Deals from Collapsing During an Inspection Period

Putting The Cart Before The Horse: Making A Contingent Offer

How Your Mortgage Company Can Put Your Offer At Risk

Should I Work With Only 1 Real Estate Agent

Vacant House Smells

Help. I Can’t Find Your Agent

Real Estate Myths Home Buyers Fall in Love With

How to Back Down After Signing Buying? Build an Escape Hatch

5 – Magnificent Credit

Your Private Information Is F or Sale

FICO Stratergy

How To Get A Good Credit Score

Siding With The Dark Side by Russ

Almost 80 Percent Of All Credit Reports Contain A Mistake

Should I Tell My Loan Officer About The Loan Thats Not On MY Credit Report

The Flip Side of the Sub-Prime Story

What if your partner refuses to pay their share of a loan or mortgage

6- Issues of Fraud

Cash Back And Consequences

Avoiding Fraud

7- Financing

Beware Of The Bait And Switch

The Ethics Of Ambiguity

The 10 Commandments for mortgage applicants

Mortgage Interest Rate Locks 101

Can I Refinace My FHA Loan

Deceptive Radio Advertising in Mortgage Lending

Picking your next mortgage by rate shopping? You might as well be playing Liar’s Poker

How Do Lenders Hide Fees?

Show Me The Money! How Loan Originators are compensated

If Your Loan Isn’t Vanilla, You May Be In For A Rocky Road

Two Refi Offers In One Day…Just How Lucky Can A Gal Be?

Will someone please change the channel?

In defense of Option ARM mortgages – Not!

Can I Still Get a Mortgage in Today’s Lending Markets?

How To Use Interest Only Loans When Planning Your Finances

Joe Buyer And The Lending Tree House of Horrors

What’s wrong with calling lenders for rates.

The Problem With Good Faith Estimates

Loan Originator Leftovers
8 – Selling Your Home Principles

Is your Listing Still Competing In A Changing Real Estate Market?

How to Price Your Home in Any Market

Your house can’t be sold if it can’t be shown

Avoiding Potential Lawsuits When Selling Your Home

9- Selling Your Home Tips

Landscape staging your home

Let There Be Light

What Sellers Can Do Differently To Get Their Houses Sold

Ask The Broker – Time To Pack?

Don’t hire an agent who lets you shoot yourself in the foot

10 – Unusual Circumstances

4 Ways To Avoid Identity Theft Of The Dead

Three things your agent should tell you about a Short Sale

11- To The Investor

A Lesson In The Dangers of Distressed Properties

Foreclosure Investing Requires Patience and Determination

There are no Good or Bad Markets

Predicting Housing Prices Based on Historic Data Is Doo Doo

Property Flipping

12- For The Seniors

I don’t Want To Live With Old People

Senior Homeowners at High Risk for Fraud and Sub-Prime loans– Still

Top 10 Things To Know About Reverse Mortgages:

Step #3 to senior move plan-don’t procrastinate

New Appreciation for the Sandwich Generation
13- About the value you get

Do Buyers and Sellers Really Want LESS Service?

Top 5 Reasons Why You Wouldn’t Hire A Penguin As Your Next Realtor

14- Misc.

All Real Estate Is Local

The Difference

Home Privacy- Personal Privacy- How to Get It

Attack Of The Creep Crawlies.

Win-win wins

On Title But Not On the Loan?

It’s the Community, Stupid

15- About Condominiums

Welcome to the Condo Project

Condo Sellers – review rules and bylaws

Six Things to Know About a Condo Complex Before You Buy

16 – About Moving

10 Lessons learned by moving last week

Larrys article about mayflower